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Privacy Policy
Collecting and Using Personal Information
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Welcome to Broyles Financial Services websites. We appreciate your interest in us.
When you visit and navigate our sites and when you communicate with us via our
sites, we will not collect personal information about you unless you provide us that
information voluntarily. Any non-public personal information that you may provide
via our sites will be used solely for the purpose stated on the page where it is
collected. (In some cases, and in all cases where required by law or regulation, you
will be able to update the information that you provide to us either by sending us an
e-mail or, where you have established personal profiles with us, by updating your
profile online. Please refer to the specific pages where data is collected for more
information.) Broyles Financial Services will not sell, license, transmit or disclose this
information outside of Broyles Financial Services and its affiliated companies unless
(a) expressly authorized by you, (b) necessary to enable Broyles Financial Services
contractors or agents to perform certain functions for us, or (c) required or permitted
by law. In all cases, we will disclose the information consistent with applicable laws
and regulations and we will require the recipient to protect the information and use it
only for the purpose it was provided.

By “personal information,” we mean data that is unique to an individual, such as a
name, address, Social Security number, or telephone number. From time to time, we
may request personal information from you at our sites in order to deliver requested
materials to you, respond to your questions, or deliver a product or service.
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Your E-Mail
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We welcome your comments or questions about our websites and have provided
e-mail boxes for that purpose. We will share your comments and questions with our
customer service representatives and those employees most capable of addressing
your questions and concerns.

Please note that your e-mail, like most, if not all, non-encrypted Internet e-mail
communications, may be accessed and viewed by other Internet users, without your
knowledge and permission, while in transit to us. For that reason, to protect your
privacy, please do not use e-mail to communicate information to us that you
consider confidential. If you wish, you may contact us instead via non-cellular
telephone at the numbers provided at various locations on our sites or, in the case of
our health plan members, at the Member Services toll-free number that appears on
your ID card.

There are some locations on Broyles Financial Services websites where we have
made special provisions for a more secure environment in which we can exchange
information with you. At each of these locations, we will provide you with appropriate
instructions.
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Other Information; "Cookies"
You should also be aware that when you visit our websites, we collect certain
information that does not identify you personally, but provides us with “usage data,”
such as the number of visitors we receive or what pages are visited most often. This
data helps us to analyze and improve the usefulness of the information we provide at
these websites.

Like most commercial website owners, we may also use what is known as “cookie”
technology. A “cookie” is an element of data that a website can send to your browser
when you link to that website. It is not a computer program and has no ability to read
data residing on your computer or instruct it to perform any step or function. By
assigning a unique data element to each visitor, the website is able to recognize
repeat users, track usage patterns and better serve you when you return to that site.
The cookie does not extract other personal information about you, such as your name
or address. Most browsers provide a simple procedure that will enable you to control
whether you want to receive cookies by notifying you when a website is about to
deposit a cookie file.
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Linking to Other Sites
From time to time, Broyles Financial Services  websites may provide links to other
websites, not owned or controlled by Broyles Financial Services, that we think might
be useful or of interest to you. We cannot, however, be responsible for the privacy
practices used by other website owners or the content or accuracy of those other
websites. Links to various non-Broyles Financial Services websites do not constitute or
imply endorsement by Broyles Financial Services of these websites, any products or
services described on these sites, or of any other material contained in them.
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Changes to This Statement
Broyles Financial Services may change this Statement from time to time; when
updates are made, the Privacy Policy version date (located at the bottom of this
Policy) will also be updated to reflect that a revision occurred. We encourage you to
periodically reread this Policy to see if there have been any changes that may affect
you. This Statement is not intended to and does not create any contractual or other
legal rights in or on behalf of any party.
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